Welcome to Latent Defects, your trusted partner in securing comprehensive latent defects building warranties. Founded and managed by seasoned professionals with extensive experience in the construction insurance industry, we are here to provide the peace of mind that comes with reliable and bespoke building warranties. Whether you are a property developer, homeowner, or contractor, our team of industry veterans is dedicated to protecting your investments from unforeseen structural issues that may arise after completion.

Who We Are

At Latent Defects, we pride ourselves on our industry expertise and dedication to client satisfaction. Our leadership team is made up of experienced construction insurance professionals who have spent decades working within the UK insurance and construction sectors. We understand the complexities of construction projects and the importance of protecting your assets against latent defects. Our in-depth knowledge of construction law, insurance underwriting, and claims management positions us as trusted advisers for developers and homeowners alike.

The team at Latent Defects has worked with a variety of clients, from large-scale developers to small independent builders, offering tailored advice and warranty solutions for projects of all sizes. Our strong relationships with leading insurers mean we can offer competitive rates, ensuring that you receive the best coverage possible.

What is a Latent Defects Warranty?

A latent defects warranty, also known as a structural warranty, protects against damage caused by hidden or undetected issues within a building’s structure that may not be immediately apparent after the project is completed. These defects can arise due to design flaws, poor workmanship, or defective materials, which may not become obvious for several years. A latent defects warranty typically covers structural issues for a period of 10 to 12 years after completion, providing crucial financial protection to property owners and developers.

At Latent Defects, we specialise in sourcing comprehensive warranties that offer protection against these unforeseen risks. Whether it's a residential, commercial, or mixed-use property, we ensure that our clients receive cover that suits their specific project needs.

Why Choose Us?

Industry Expertise

With decades of experience in the construction insurance field, we understand the challenges and risks involved in building projects. Our team has the expertise to guide you through the warranty process, ensuring that your project is fully covered against potential latent defects.

Bespoke Solutions

At Latent Defects, we believe that no two projects are the same. That's why we offer tailored warranty solutions to meet the unique requirements of each development. From high-rise apartment blocks to single-family homes, we work closely with you to secure the right level of coverage for your project.

Client-Focused Approach

We pride ourselves on offering a personalised service. Our focus is on building lasting relationships with our clients, understanding their specific needs, and delivering the best solutions in a timely manner. Our dedicated team is always on hand to answer your questions and provide guidance every step of the way.

Comprehensive Coverage

We work with a panel of leading insurers to provide you with comprehensive latent defects warranties that cover a wide range of risks. Our brokerage service ensures that you receive the most competitive rates while maintaining high-quality protection.

We understand that construction projects can be stressful, and our goal is to take the worry out of latent defects by ensuring you have the right protection in place. Our team is dedicated to providing peace of mind for developers, homeowners, and contractors alike.

Our Commitment to You

At Latent Defects, we are committed to making the process of securing a latent defects warranty as straightforward and transparent as possible. We act as your trusted broker, liaising with insurers on your behalf and ensuring that all aspects of your project are adequately covered. We provide clear communication throughout the entire process, from initial consultation to securing your warranty and beyond.

At Latent Defects, we specialise in sourcing comprehensive warranties that offer protection against these unforeseen risks. Whether it's a residential, commercial, or mixed-use property, we ensure that our clients receive cover that suits their specific project needs.

Contact Us

If you're ready to discuss your latent defects warranty needs, get in touch with our experienced team today. We are here to provide expert advice, tailored solutions, and competitive rates to protect your investment.

London Office

Guernsey Office